Are your beneficiaries up to date?

mother and son

Life changes … have your beneficiaries? Major life events, like welcoming a new addition to the family, getting married (or divorced), retiring or losing a loved one can happen at any time. And when major life changes occur, it’s important to make sure your beneficiaries for your financial accounts (e.g., your life insurance or retirement accounts) are up to date.

Naming a beneficiary

If the unthinkable happens and you haven’t named a beneficiary, you won’t have control over where your money may go. This means your family or loved ones who rely on your income could be left without the resources they need if they are not named beneficiaries. That’s why it’s important to name your beneficiaries so you know they will receive the money they may need.

Keeping things current

When was the last time you reviewed your primary or secondary beneficiaries on your accounts? Even if your beneficiaries haven’t changed recently, it’s important to log in to your accounts to make sure their contact information is still accurate. Circumstances change, so taking the time to review your beneficiaries and make any necessary updates will help protect your assets from potentially transferring to an unintended person.

If you have questions about how to name a beneficiary, you may want to talk to an attorney. If you want information on naming or changing a beneficiary on a Horace Mann account, contact your local Horace Mann representative or give our Customer Care Center a call at 800-999-1030.




Horace Mann Life Insurance Company underwrites Horace Mann insurance products. The information provided here is for general informational purposes only, and should not be considered a recommendation or investment, tax or legal advice.


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