Confirmation

Your Retirement Advantage account has been established.
You also need to start payroll reductions through your employer

Required: Select your Salary Reduction Agreement and give a signed copy to your employer.

• Education employees: RIC 403b Salary Reduction Form
• Public sector employees: Find your employer's RIC Account Form
• State of Iowa employees: please log in to Workday to submit your SRA

A Salary Reduction Form is not needed for the 401(a) plan.

Required if you designated a primary beneficiary that is not your spouse:

• Complete a Designation of Beneficiary form including the Spousal Consent portion on page 2.
• Return to Horace Mann Retirement Advantage^TM @ PO Box 4511, Springfield, IL 62708 or fax to 217-541-8370