Ways to Save on Auto Insurance

Everyone looks for ways to tighten their budgets.  At Horace Mann, we offer several ways to help you save money on your auto insurance and get more for your insurance value.

Preferred Rates

We recognize educators tend to be better drivers, so we offer preferred rates to educators. 

Special Features and Benefits for Educators

Educators with a Horace Mann auto policy get our Educator Advantage® package of special features and benefits designed specifically to meet educators’ unique insurance needs at no additional charge. 


We offer many ways to lower your rates with discounts for policyholders who have multiple policies with us, association members, students with good grades, educators who use payroll deduction for their auto premium, and more.  

Flexible Deduction Options

Choosing the right auto insurance deductible for your comprehensive and collision coverages is very important, as it is the amount of money you must pay before your insurance begins covering your loss.  A higher deductible usually means premium savings, but in turn you take on more of the risk. 

Add It All Up

While you may think about savings in terms of dollars and cents, be aware of everything that makes up your insurance value – quality coverage, customer-centric service, a competitive price and a company you can count on. 

Talk to your Horace Mann insurance agent about maximizing your insurance dollar while ensuring you have the protection you need. 

Coverage underwritten by Horace Mann Insurance Company and its affiliates.

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