Retirement Income Solutions

It's your journey. We'll help you navigate.

Horace Mann is with you while you’re saving for retirement, and we’ll be with you as you transition into and live in retirement.

It may feel overwhelming, but it’s about putting a strategy into place to address your income needs, spending decisions, and generate a stream of income from your savings.

  • How much income will you need to cover essential and discretionary needs?
  • If you have a pension, will you take a lump sum or monthly lifetime payments?
  • Do you know how you will address potential risks to your retirement like inflation risk, longevity risk and rising healthcare costs?
  • Do you plan to take withdrawals from your savings to support your basic needs in retirement?
  • What type of legacy do you want to leave to your children and grandchildren?

You don’t have to figure out the answers to these questions on your own. Horace Mann representatives can help you:

  • Better understand your current retirement benefits
  • Estimate your retirement spending based on your retirement goals
  • Create a retirement income strategy
  • A full suite of financial products designed to help meet your retirement income needs and wants

Take control of your financial future and learn more about preparing for the retirement of your dreams.

Download our helpful guide: Be prepared for the journey to and through retirement

Download our Retirement Income Cash Flow Worksheet

Be Prepared - Retirement Income Planning Checklist

Reduce the impact of common retirement planning mistakes

Guaranteed Income for Life

Balancing Risks and Rewards

Living in Retirement

Legacy Planning through Retirement

Start planning now

There are two things you can do right now that may make a big difference when you retire:

  1. Set your goals and priorities
  2. Understand your risks

Visualize your retirement in just 15 minutes

Once your retirement is in motion, your Horace Mann retirement planning partner can help adjust your retirement income strategy by:

  1. Estimating whether you have or will have income gaps based on what you've been spending in retirement
  2. Fine tuning your retirement strategy to help meet your current and future needs
  3. Considering retirement product options that could help fill any future income gaps such as wealth management solutions and annuities

While having the financial security to achieve your dream retirement is up to you, Horace Mann will be with you every step of the way. Schedule an appointment with your local Horace Mann representative today to discuss your retirement strategy.

The information provided here is for general informational purposes only, and should not be considered an individualized recommendation or personalized investment, tax or legal advice. Representatives of HMII provide general information concerning retirement income planning only. HMII and its representatives do not provide financial planning services.


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