Personal Retirement Planner

Underlying funds for the Personal Retirement Planner Variable Annuity product

Individual annuity contracts are purchased by an individual or entity such as a trust. They can be either qualified contracts (purchased for use in a qualified plan such as 403(b), 457(b), IRA, etc.) or non-qualified contracts.

Qualified Personal Retirement Planner Variable Annuity

Non-Qualified Personal Retirement Planner Variable Annuity

Horace Mann Life Insurance Company underwrites Horace Mann annuity products. Horace Mann’s variable annuities are distributed by Horace Mann Investors, Inc., member FINRA. Horace Mann Investors, Inc. is located at #1 Horace Mann Plaza, Springfield, IL 62715.

You can receive variable annuity prospectuses from your Horace Mann representative or by calling 800-999-1030. You should read the contract prospectus and the underlying investment option prospectuses carefully and consider the investment objectives, risks and charges and expenses carefully before you invest or send money. The prospectuses will provide complete information about Horace Mann's variable annuity contracts, Horace Mann Life Insurance Company and the underlying investment options.Variable annuities are subject to risk and market volatility.

WBAN-0508 (8-21)

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